1. Who we are
AR Enterprises is a partnership firm operating under the brand The Financial Concierge. Partner: Amit Jain. Office: A212, Unitech Business Zone, Sector 50, Gurgaon 122018, Haryana, India. Email: operations@tfconline.in.
2. Use of the service
You may use the website and application only for lawful purposes and in accordance with these Terms. Certain client features may require authentication, eligibility checks or separate service agreements.
3. Financial information
Website content, calculators, research tools and general information are intended for information and investor education. They should not be treated as personalised investment, tax or legal advice. Product transactions, where offered, remain subject to applicable product documents, suitability considerations, regulatory requirements and third-party terms.
4. No guarantee
Financial markets and investment products involve risk. Historical returns, illustrations, research outputs and projections do not guarantee future results. Users should review relevant scheme or product documents before acting.
5. Third-party services
The application may connect to third-party platforms, authentication providers, financial institutions or technology services. Their services may be governed by separate terms and privacy practices. TFC is not responsible for third-party systems outside its reasonable control.
6. Accounts & security
If you receive account access, you are responsible for maintaining the confidentiality of your credentials and for notifying us promptly of suspected unauthorised access. Never share passwords or one-time passwords with TFC personnel.
7. Intellectual property
The TFC brand, website design, written content, research presentation and proprietary frameworks are owned by or used with permission by AR Enterprises unless otherwise indicated. They may not be reproduced or commercially exploited without permission.
8. Privacy
Use of personal data is governed by our Privacy Policy, which forms part of the terms governing the digital service.
9. Changes
We may update these Terms as the application, services, technology or legal requirements change. The latest version will be published on this page.
10. Contact
Questions regarding these Terms may be sent to operations@tfconline.in or addressed to AR Enterprises at A212, Unitech Business Zone, Sector 50, Gurgaon 122018, Haryana, India.